1. Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home. 2. Appreciation. Historically, real estate has had a long-term, stable growth in value. Economists at Fannie Mae, Freddie Mac, the Mortgage Bankers Association, and the National Association of Realtors® forecast median prices will rise between 3 to 8% in 2021.